Definition
Credit Line
A revolving line of credit issued to an agent or team by Mithril, enabling agents to spend now and settle at the end of the billing cycle.
A credit line in Mithril is a revolving credit facility that lets AI agents spend USDC without pre-funding a wallet. Instead of depositing funds upfront (prepaid model), the agent draws against the credit line for each transaction. At the end of the monthly billing cycle, the team receives a statement and has 21 days to pay — zero interest. Credit lines have configurable limits and can be distributed across multiple agent wallets. This model is critical for agent autonomy: agents don't stop working when a prepaid balance runs out.
Related terms
Agent Wallet
A blockchain wallet assigned to an AI agent, managed by Mithril, with configurable spending limits and controls.
Spending Limits
Configurable caps on how much an AI agent can spend per transaction, per day, or per billing cycle.
Billing Cycle
The monthly period during which agent spending accrues, followed by a statement and a 21-day payment window at zero interest.
USDC
A US dollar-pegged stablecoin issued by Circle, used as the payment currency for all Mithril transactions.